Myself and Mr Challenge have been homeowners for about 18 months now. We bought our house, using the governments mortgage guarantee scheme. This meant that we could get a 95% mortgage but, it also meant that we didn’t necessarily get the best interest rate available (we currently … [Read more...] about A guide to re-mortgaging for the first time
If I said to you, that I can give you 8 easy ways to save over £1000 in a year, without making any dramatic changes to your lifestyle or real sacrifices, would you believe me? I know that if somebody had said that to me a year ago, I most certainly would not have believed … [Read more...] about 8 easy ways to save over £1000 in a year.
My mortgage free by 50 Goals for 2018 really fall into two categories: Making Money and Saving Money. So that any surplus funds we create can be directed towards the mortgage repayments. Last year we had an overall goal of making overpayments to our mortgage account equal to … [Read more...] about My Mortgage Free by 50 Goals for 2018
How can I deal with my debts? One of the biggest challenges that we can face in life is our relationship with money. An all too common question facing many of us at some point in our lives is: How can I deal with my debt? It is a real struggle at times to make sure that you … [Read more...] about How can I deal with my debts? A plan.
Mortgage Free by 50? Is it possible to be Mortgage Free by 50? Is 50 a magic number? In my case I hope so, because my aim is that by the time I reach that milestone birthday, myself and Mr Challenge will have paid our mortgage off in full! I'm not going to lie... It's a … [Read more...] about Challenge 3 – Mortgage Free by 50